About Us

HENG FENG (CAMBODIA) BANK Plc. (“the Bank” or “HFCB”) was incorporated in Cambodia as a Public Limited Company in 2022 under an approval by National Bank of Cambodia (NBC).
The registered head office of the Bank is located at the building #342, Preah Monivong Blvd., corner street N288, Phum Phum 4, Sangkat Boeng Keng Kang Ti Muoy, Khan Boeng Keng Kang, Phnom Penh, Cambodia.
The principal activities of the Bank will be the operation of banking business and all kinds of financial services in Cambodia.
At the heart of our business is a commitment to providing fair and transparent financial services to our customers. We believe that everyone deserves access to financial services that are designed to meet their needs, and we are constantly striving to improve our products and services to ensure that they are accessible, affordable, and easy to use. We have committed to our core values of diversity and collective strength, social responsibility and treating customer fairly. We have also continued to prioritize the well-being of our employees, ensuring that they have the tools and support they need to thrive in their roles to progress towards our vision of becoming an international bank providing superior financial services and information security to all customers of the communities, and our unwavering commitment to providing fair and innovative digital financial solutions to our customers.

Our Vision
To become an international bank providing superior financial services and information security to all customers of the community.

Our Mission
To provide financial services to Cambodian, local and international business owners to achieve their dreams. We are here to be model of high standard banking services through building the banking experiences with excellent products and services for all customers in the digital era.

Our Core Value

Diversity and collective stength
Social Responsibility
Treat Customer Fairly

Heng Feng Bank

Annual Reports

Our missions and accomplishment
with Cambodia over the years:

Management Team

Mrs. Sandy Chua Phak Ju

Chief Executive Officer

Mrs. Chua has been in banking industry since 2004.

Prior to joining Heng Feng (Cambodia) Bank Plc., she had experienced in Cambodia Post Bank Plc as Chief Sales & Distribution Officer, in charging of Lending and Deposit Service, Sales & Products & Development, Marketing and Branches Neworks.

She had nearly 20 years banking experiences including Secretary to General Manager in CAB, served several operational and management roles in ANZ Royal Bank. She had also been assigned to a mobile payment company, Wing Cambodia (subsidiary of ANZ in 2008) as Customer Care and Admin Manager looking after call center, retail store, admin and operations Department various senior positions in Maybank ( Cambodia ) Plc specialized in Business Development, Consumer Banking and Retail SME.

She is one of the Banking and Finance Industry Representative to Governement and Private Sector acknowledge by Prime Minister Hun Sen since March 2019, Representative in Chemical Products under ministry of Industry and Handicraft, and an EXCO member of CSU_ACA.

Mrs. Chua hold a master's degree of General Management from Charles Sturt University, Australian. She is also accredited by Omega Credit Skills and LEAN Six Sigma.

Mr. Hak Seila

Deputy Chief Executive Officer

Mr. Hak has more than 11 years of experience in Commercial Banking's Business.

He had experience in Sacombank (Cambodia) Plc. as Deputy General Director in charge of Managing Operation of all branches. He was promoted from Senior Officer to Sale Manager in 2013, then Deputy Head of Sale Department, Branch Manager for Sacombank (Cambodia) Plc. He had experience in Advance Bank of Asia (ABA) as Sale Officer in charge of deposit in 2012. He also had 4 years experience in Telecommunication for CADCOMMS.

Mr. Hak holds a bachelor's degree in Finance and Banking and a master's degree in Business Administration from National University of Management.

Mrs. Lei Jiang (Vicky)

Acting Deputy Cheif Executive Officer

Mrs. Lei Jiang (Vicky) has more than 13 years of experience gained from working with financial institutions in China and Cambodia.

Prior to joining Heng Feng (Cambodia) Bank Plc., she was the Deputy CEO of Ruili (Cambodia) Bank in 2018, and from 2016 to 2018 she was in charge of the private banking department in Industrial Bank Beijing Branch (China ). From 2010 to 2016, she was a financial manager in China Everbright bank.

Possesses strong professional background with a Bachelor's Degree of Business Information System and a Master's Degree focused on International Management in Loughborough university, United Kingdom.

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Mr. Moeun Ty

Head of Finance Department

Mr. Moeung has more than 15 years of experience in the banking industry.

He had experience as Head of Accounting & Admin, Head of Finance Accounting, Deputy Head of Finance Accounting at Sacombank and Internal Auditor, and Sale & Marketing Officer at Cambodia Public Bank. He is specialized in Finance and Budgeting, managing Accounting Unit, Treasury Unit, Taxation Unit, also a part of establishment of Core Banking, designing policies and guidelines.

Mr. Moeung holds bachelors' degrees in Accounting from Western University, Marketing from National Institute of Business and a master's degree in Financial Management from Royal University of Law and Economics.

Mr. Kong Rathanak

Head of Information Technology Department

Mr. Kong has nearly 15 years of experience in information Technology management for the financial and banking sectors.

He had worked in one of the largest local bank in Cambodia for 13 years, starting as a system development officer, manager of network communication and information security, and Head of IT Security for two years. He had joined a subsidiary of a foreign bank with headquarter in South Korea as an IT Security Department Manager.

Mr. Kong holds a bachelor’s degree in Management Information System and a master’s degree in Business Administration majoring in management from National University of Management. He had joined many profefssional training courses, including IT Control and Risk Management Training at a local institution, Certified Information Security Professional Training in Malaysia, and ISO / IEC 27001 Lead Implementer.

Mrs. Path Bosophanny

Head of Operations Department

Mrs. Path has nearly 18 years of experience in Operations Management for financial and banking sectors.

She had experienced working in a large international bank of Cambodia for 17 years. Starting as a teller, Head of Operation Department for 7 years before resigning and joining Operation Department of a subsidiary of a foreign bank with headquarters in Beijing, China.

Mrs. Path holds a bachelor’s degree in Finance and Banking and a master’s degree in Economic from Royal University of Law and Economic. She has joined many professional training courses, including AML, Core Banking System, Operating Manual, and Human Resource Management from China, Hong Kong, Singapore, and Malaysia.

Mr. Suy Pich

Head of Credit Management Department

Mr. Suy had experience related to credit for more than 13 years in the banking industry.

Prior to joinging Heng Feng (Cambodia) Bank Plc., he was the Head of Credit Risk Management in Maybank (Cambodia) Plc., where he had worked for more than 12 years involving retail and corporate loan assessments, developing lending templates, setting up credit pollicies, asset quality control and establishing credit training control programs. He had 2 years of teaching experience being a lecturer in Western University, lecturing 4th year bachelor students on Advance Accounting and International Account.

Mr. Suy holds a master's degree in Financial Management and a bachelor's degree in Baking & Finance from Royal University of Law and Economics.

Mr. Vandy Chanrachana

Head of Human Resources & Administration Department

Mr. Vandy has around 10 years of professional experience with 7 years in management roles in sectors including education, F&B, and banking.

Prior to joining Heng Feng (Cambodia) Bank Plc., he was a Branch Manager and Head of Academic in Education sector and Human Resources Manager and Head of Human Resources in F&B and Banking sector providing him with broad perspectives of HR operational and strategic agenda to support growth of the bank.

Mr. Vandy holds two goverment scholarship degrees of Computer Science and English Literature from Royal University of Phnom Penh and University of Puthisastra where he graduated with honor.

Mr. Mouk Mardeth

Head of Compliance Department

Mr. Mouk has more than 20 years of experience across multi-function in various roles such as Credit, Accounting, Internal Audit, Compliance and Legal Departments.

He had experience as Head of Compliance and Legal at a foreign bank, a subsidiary of South Korea Financial Group. He is specialized in Bank’s Governance and Internal Control, especially deals with anti-money laundering and combating the financing of terrorism.

Before that, he experienced in various roles in Acleda Bank Plc. for 13 years including Credit Officer, Accounting Manager, Audit Quality Control, Report and Compliance Audit and Credit Analysis, etc.

Mr. Mouk holds a bachelor’s degree in Accounting and a master’s degree in Business Administration and Management from a leading unversity in Cambodia. He has completed the course of regulatory compliance from Instritute of Banking anf Finance (IBF) in 2019.

Mr. Om Visal

Head of Risk Management

Mr. Om has around three decades experience in Cambodia Banking Industry.

He was involved in establishment of few financial institutions. He used to serve as a board member in charge of the transformation of non-government organization into microfinance institution, and as a member of executive committee, credit risk committee and asset & liabilities commitee, together with extensive experiences in corporate strategy development, product development, business development, customer relationship management, managing people, as well as loan recovery management.

Mr. Om holds a bachelor’s degree in Marketing from a leading university in Cambodia counted among the early banking pioneers of Cambodia. He was awarded the U.S government funded scholarship to study the Community Fund Developmetn (micro lending) in the U.S. obtained an executive certificate in high level senior leadership management in Singapore.

Mr. Meng Koem Ieng

Head of Internal Audit Department

Mr. Meng has more than 19 years of experience in the banking industry.

Prior to Heng Feng (Cambodia) Plc., Mr. Meng was experienced variance roles in Acleda Bank for 18 Years. He is specialized in planning and strategy for the implementation following audit procedures. Moreover, he leads to build audit policies, risk assessment, performing audit compliance with regulations and auditing standards with high efficiency. He recommends for responding the requirement of management in a timely manner to minimize risk as much as possible.

He ensures the independence of the internal audit function by reporting directly to the Board Audit Committee to provide information and explanation on various matters pertaining to the scope and purpose of the audit committee.

Mr. Meng holds a master’s degree in Finance and Banking.

BFIs Code of Conduct

The Banking and Financial Institutions Code of Conduct (“BFIs Code”) has been established by multiple stakeholders to set out ethical standards of responsible practices for the Banking and Financial Institutions in Cambodia whereby consumers can expect and trust when dealing with Banking and Financial Institutions.

Heng Feng (Cambodia) Bank Plc. is committed to adhere to and comply with the spirit of the values and practices under this Code.

Click here to see "BFIs Code of Conduct"